Respond to Wells Fargo Credit Card Offer- Apply for Small Business Credit Card :
Wells Fargo presents a range of attractive Business Credit Cards catering customers as per their requirements. Apply online with or without pre-approved offers securely. Also activate the online Credit Card account to manage your card.
About Wells Fargo :
Wells Fargo is a multinational financial organization with headquarter based in San Francisco, California, U.S.A. Wells Fargo occupies the fourth position in the U.S. in terms of total assets. It is the world’s fourth-largest bank by market capitalization. The primary subsidiary operational farm of Wells Fargo is located in Sioux Falls, South Dakota. Named after the founding figureheads Henry Wells and William Fargo, the organization traces back its origin in the year 1852. From there, Wells Fargo contains a network of 8,050 branches as well as 13,000 ATMs.
The banking and financial products offered by Wells Fargo are:
- Brokerage Services.
- Asset Management.
- Credit Cards.
- Equities Trading.
- Banking.
- Money Market Trading.
- Investment Management.
- Wealth Management.
- Finance and Insurance.
- Foreign Currency Exchange.
- Futures and options trading.
- Foreign Exchange Trading.
- Risk Management.
- Treasury and Security Services.
- Underwriting
And a lot more!
Right here, the focus will be on the Business Credit Cards and way to apply as well as manage the cards. Business Credit Cards can also be applied in person by visiting the nearest branch of Wells Fargo. Locate your nearest branch from www.wellsfargo.com Locations near you.
Applying for Wells Fargo Business Credit Card (Pre-Approved Offer) :
Those who have already received a pre-approved invitation code would not have to enter much information as they will already be recorded in the database. They just need to confirm all the information that is recorded, make any necessary amends, and consent for the finalization. Here is how the prospective applicants who have already received invitation mail/email need to follow to complete successful application:
- Open your browser and visit www.wellsfargo.com/biz/business-credit/credit-cards
- At the right column, under Pre-selected to apply, click on Respond to the credit card offer link.
- From your mail offer letter, type in the Reservation Number.
- Click on Continue.
Note: Under pre-approved offers, you will be allocated a suitable Business Credit Card as per your credit records, financial activities, and banking history. You will not get the option of choosing another card under one offer.
Eligibility Criteria :
Apart from the pre-approved offers, interested customers can also make the application for their desired Business Credit Card by providing necessary information. The basic eligibility criteria to make an application for any Wells Fargo Business Credit Card are:
- Must have an existing personal or business relationship with Wells Fargo. If you do not have any relationship, you need to make the application for Business Credit Card in person by visiting the nearest Wells Fargo branch.
- Must be a business owner or prospective business owner or linked to business holdings with legal identification and annual turnover.
- Must be a permanent resident of the U.S.A.
- At least one applicant must be Wells Fargo Online customer in case of applying for Wells Fargo Business Secured Credit Card.
On ticking the eligibility criteria, it’s time for you to decide which Business Card is suitable for you. Currently, you can apply for two Business Credit Cards online:
- Wells Fargo Business Platinum Credit Card
- One time 50,000 bonus points or $500 cashback on enrolling with the credit card.
- Spend $5000 within the first three months of account opening to avail the offer.
- Earn one point on every $1 spent.
- Receive 1,000 bonus points if your organization spends $1000 or more in any of the monthly billing periods.
- For the first nine months, enjoy a 0% introductory rate.
- On every $1 spent, earn 1.5% cashback.
- Wells Fargo Business Secured Credit Card
- Receive 1,000 bonus points if your organization spends $1000 or more in any of the monthly billing periods.
- On every $1 spent, earn 1.5% cashback.
- Avail Zero Liability Protection.
- Annual fees of $25 per card.
- A credit line of $500 to $25,000
To know, more about the rates, fees, and charges, visit www.wellsfargo.com.
Applying for Wells Fargo Business Credit Card :
Well now, back to the application procedure. You can apply for both the card very easily online. If your eligibility criteria are totally meet coupled with a great credit score, there is a greater chance of surety of your approval! Without much ado, get started with the application:
- Open your browser and visit www.wellsfargo.com/biz/business-credit/credit-cards.
- Choose between two of the business credit cards and click on the Apply Now tab under the desired credit card. You may click on View Details to check the detailed rates, fees, interest, and charges.
- Enter the following information one by one:
- Business Name. (Legal)
- Address.
- Contact Number.
- Business Tax Identification Number/Social Security Number.
- Type of Ownership.
- The number of business owners.
- Gross Annual Revenue.
- Next, at least one business owner/guarantor with authority and control must mention personal information:
- Full Name.
- Address.
- Phone Number.
- Social Security Number.
- Date of Birth.
- Citizenship.
- Each owner with 25% or more ownership must compulsorily mention following info:
- Annual Household Income.
- Percentage of Ownership.
- Checks the accuracy of the data entered thoroughly and submit them.
- While processing your application, the following things will be taken into consideration:
- Credit Experience.
- Payment History.
- Existing Credit obligations.
- Cash Flow.
- Present relationship with Wells Fargo.
Post completion of the application, please wait for sometimes without pressing the back or refresh button. If your application gets approved, it will take 7 to 10 business days to reach the given address. For additional cards, it will take some time, although it will be delivered in separate envelopes.
Also Read : How To Apply Luxury Credit Card Online
Enrolling for Online Credit Card Account :
After receiving the card, you must enroll for the online access for managing your credit card. Enrolling for Business Credit Card Online Account will give autonomy to check the balance, pay bills, and check the account statements, set up auto payment, manage the funds and do lots and lot more without having to ring up your relationship manager every time you need something. Go through the following steps to enroll for online credit card banking:
- Open your browser and visit www.wellsfargo.com/biz/business-credit/credit-cards.
- Click on Sign-On from the upper menu bar.
- Click on the Enroll Now link.
- Enter the following information:
- Social Security Number (SSN)/Individual Taxpayer Identification Number(ITIN)
- Credit Card Number.
- In case, you do not have Credit Card Number, please enter Date of Birth (mm-dd-yyyy) and Last Name.
- Click on the Continue tab.
- Go through the instructions and set up a username, password, security questions, and answers. Also, set up the contact information for account recovery.
Logging into Online Credit Card Account :
Immediately after enrolling for the Online Credit Card account, you can log in start accessing it. Here is how:
- Open your browser and visit www.wellsfargo.com/biz/business-credit/credit-cards.
- Click on Sign-On from the upper menu bar.
- Type in the Username.
- Enter the Password.
- Click on the Sign On tab.
Forgot Username/Password :
The common problem that may arise is that you may forget either your username or password or in rare cases both of them. In such a case, you can safely recover all the credentials without comprising your account security or requirement to ring up customer support.
- Open your browser and visit www.wellsfargo.com/biz/business-credit/credit-cards
- Click on Sign-On from the upper menu bar.
- Click on Forgot Password/Username link.
- Please select the relevant option from the following :
- Password Help.
- Username Help.
- Password/Username Help.
- Under Password Help, click on Create New Password link.
- Type in the Username or Social Security Number(SSN) or Individual Tax Identification(ITIN)
- Click on Continue.
- Under Username Help, click on Find Username link.
- Type in Social Security Number (SSN)/Individual Tax Identification (ITIN)
- Enter the Account Password.
- Click on Continue.
- After resetting password/username, return to the login page and access using newly set credentials to confirm the changes.
Customer Support :
- Platinum Card
Dial at 1-800-416-8658
For account maintenance dial 1-800-225-5935
- Secured Card
Call us at 1-800-416-8658
For account maintenance call 1-800-225-5935
Reference :
www.wellsfargo.com/biz/business-credit/credit-cards.